I'm going to do something 'socially unacceptable' and post about money :) Yup! That's me, breaking social rules left and right!
As I've mentioned before, Ben and I are taking a class called, Financial Peace University, that our church offered. Tonight is the 10th class out of 13. I cannot believe that we're almost done.
As we're nearing the end, I was re-visiting previous lessons that I found particularly deep. Here they are.....
1) Behavior dictates spending....not necessarily a need. Change the behavior, or heart,= a change in spending. This is proved by the fact that 'throwing' $ at a problem doesn't solve anything.....the problem remains.
2) Instead of using credit for a purchase, save and use cash. On average, when using a credit card (even those who pay off the balance each mo.) spend %12 more than when using cash.
3) The leader of the class (Dave Ramsey) uses the following definition for maturity: "learning to delay pleasure. Children do what feels good; adults devise a plan and follow it." Ouch!
4) When you agree, as a couple, on your value system, you will reach a level of unity in your marriage that you can experience NO OTHER WAY.
5) I need to make $ behave.....not visa verse. A budget is telling your $ what to do.
6) $ is amoral, meaning it isn't good or evil. It's what you DO with it that is good or evil. It's also active.
7) There are two ways to save; a) with a closed fist, being a miser or b) with an open hand being generous. I could squeeze my $ tight and I won't loose any, but I won't gain any either or I could hold my $ with an open, relaxed hand, allowing it to grow and go!
This class has forever changed the way we view and process money. If you're interested in participating in a class near you, visit this site.
5 comments:
Josh and I took this class a while back and it changed us forever! I have to constantly be reminded about his definition of maturity..I struggle, struggle, struggle with that! I was so worried about taking this class..I don't like to talk about money espeically tithing..it's a very touchy subject for me. And I was very worried on the last meeting when the lesson was on the subject of tithing. I had NEVER heard a sermon on tithing that I respected and didn't want to lose respect for Dave. Much to my surprise and delight, I loved what he had to say about the subject! Best viewpoint on tithing I had ever heard!
Great gleaning from a great class!: )
Thanks so much for this wisdom! These are awesome truths!
I took the class but missed a couple sessions, and from the sounds of it, one was on tithing. I definitely plan on taking it again, and the nice thing is, since I've taken it once, I've become a "lifetime member" so I can pop in on any class, any time. They're doing it again at Easthill, so I'll have to find out when they're doing the tithing session. From Kristi's comment, it sounds intriguing, so thank you both!!!
Definately NOT a socially unacceptable post. Thank you for sharing these main points; great advice! I agree with all of them. Lucky for us moms with young kids at home...makes it hard to spend money cause going to the store is something I have nightmares about!
Post a Comment